A home loan is a type of loan from a bank or non-bank lender where real estate is used as collateral. A new home loan typically has a maximum 30 year loan term and is repaid via regular repayment and accrues interest.

Similar to new home loan, refinancing a home loan means switching your existing home loan to a different lender or non-bank lender for securing a better deal, consolidating debts, or unlocking your equity of your current property, depending on the options you take.

Car loan is a secure loan for purchasing a new or used car. Car loan usually has loan term between one and seven years with fixed term repayment pending on the product and lender.

A personal loan is an insecure loan that let you borrow money for personal use, like a holiday, purchasing appliances or furniture and unexpected bills etc.

A business loan is a loan specifically intended for business purposes. Business loan generally is used to support working capital and business related expenses.

Expat loan is specifically designed for overseas Australian citizen or permanent resident who wants to obtain mortgage to purchase property in Australia.

Non-resident loan is specifically designed for non-resident who wants to obtain mortgage to purchase property in Australia.

Low Doc Loan is a type of loan that can be taken out by using less supporting documentation than what is required for a traditional full documentation loan.

Different to car and personal loan which has a fixed term, a line of credit is a flexible loan that let you access extra money within your approved available limit whenever you want.